Lydia is an Android application developed by a French fintech company. The service allows users to make fast and secure money transfers as well as split bills between each other.
Instant transactions
Users can create money pots to collect resources for daily spendings. It is possible to send and receive financial support at ease. The app only requires entering an email address or a mobile number without the necessity of knowing bank card details. Similar to TransferGo, there are international transfers as well, especially to European countries.
A digital wallet displays an overview of the last purchases. You can see what purchases you made lately. On top of that, you are able to send requests to your friends and family members if you are low on your budget. The utility allows you to enter the necessary amount and name the reason why you may need it.
Group budget
Lydia is known for its splitting bill options. This feature is helpful for going out together and having group journeys. You can add each item you bought over a given time, enter the names and equally divide expenses without debates or arguments.
It is possible to create multiple groups. There are editable options with adding or excluding members anytime. The service syncs your purchases and shows actual information with spending to all people who have this app installed on their mobile devices.
Features
- primary oriented towards people who live in France;
- possible to link both debit or credit card;
- offers low commission fees;
- free to download and use;
- compatible with supported Android versions.
