Octopus Card is a versatile application for Android developed by a large corporation in Hong Kong. Users can check balances, add funds, manage transactions and access transport services.
NFC
The app enables owners of Octopus cards to top up their accounts via their phone’s NFC technology. It is possible to complete such operations without visiting bank branches or even ATMs. The process is quick, secure and requires no additional hardware.
New customers can register their card through the app to protect their balance in case of loss. There are step-by-step instructions that help you upload necessary documents and complete verification. Once you create an account, you are able to manage all your finances conveniently on your smartphone.
Transport
In addition to basic transactions and bill payments, you can pay for public transport when traveling across the country. The utility records trip history when you use your card for MTR, buses and ferries. On top of that, it is possible to check other expenses and analyze your spending habits. If you struggle with properly planning your budget and making savings, you may try Monarch to build a healthy habit for money management.
Features
- NFC is only available on mobile devices that support this technology;
- users can earn rewards for various purchases at local merchants and services;
- possible to set biometric authentication for logins and payment approvals;
- free to download and use;
- compatible with supported Android versions.