OPay is a popular finance application for Android that allows users to complete money transfers and access bill payment services.
Send and receive
Formerly known as Paycom Nigeria Limited, the payment system is designed for instant transfers within its network or to other bank accounts. Users can perform peer-to-peer transactions to send and receive funds without delays. A history of operations is available for monitoring.
In addition, you can top up mobile airtime and pay utility bills on the go. Payments for electricity, water and internet services can be completed within seconds. The app supports multiple service providers. Moreover, it is possible to schedule transactions to minimize manual intervention.
Merchants and wallets
Once you enable access to your device camera, you are able to pay for goods and services using QR code scanning. The utility is suitable for businesses as well. As a merchant, you may receive digital transactions from your customers, eliminating the need of writing checks or relying on cash.
And last but not least, there is a digital wallet where you can store funds, manage balances and track spending. With interest-bearing savings options, it is possible to keep funds in your vault and get passive income.
Features
- there are credit and loan services;
- possible to recharge mobile numbers from major providers;
- allows to scan and pay merchants securely;
- free to download and use;
- compatible with supported Android versions.
