PayPal Pay in 4 is a convenient service from a well-known Android application that offers users to split their purchases in four equal interest free installments.
Approval
All documents are uploaded online eliminating the need to go somewhere with papers or make phone calls. Users only need to complete a quick and soft credit check to prove that they are able to cover the spendings within the necessary period. Once the verification process ends, it is possible to confirm transactions at a wide selection of stores in various countries including the US.
Spending
There is a history of payments that displays current statues and due dates. You can know exactly when you have to repay the next installment and top up your balance. On top of that, it is possible to set customizable reminders and notifications to prevent missed deadlines and late fees.
The BNPL method is accepted at any online store that supports PayPal. This means that you can easily shop on Amazon, Walmart, Target, Best Buy and many other platforms. As for security features, this section is protected with the main service’s safeguard as well. You can turn on authentication to make sure only you have access to your payment details.
Features
- there is a 24/7 customer support service;
- possible to reschedule purchases if users need additional time to cover expenses;
- wide availability across popular merchants;
- free to download and use;
- compatible with supported Android versions.
