TD Authenticate is an Android application that secures access to online banking and business services. Users need to complete two-step verification to open their accounts.
Binding
The tool is securely bound to a single registered mobile device, minimizing the risk of cloning or unauthorized reuse. Registration requires a unique activation process to confirm the individual’s identity. Thus, if a phone is lost or changed, reactivation through TD’s secure channels is mandatory.
Compared to LastPass and OneAuth, this authenticator is optimized for business clients of a well-known National Bank in the US. Corporate users can easily complete the verification process and to approve transactions or manage multiple accounts.
Generation
Even without internet access, you can generate OTPs for secure login. The combinations are always unique and stop being valid within a short amount of time. There are push notifications that allow you to enter the passwords on time, without delays. Besides, the approval screen shows detailed context, such as location and timestamp, to help you spot suspicious access.
Features
- there is intuitive and minimal interface;
- includes automatic lock and timeout protection;
- developed for customers of EasyWeb, WebBroker and TD Business Central;
- offline mode code generation is available;
- the utility is tightly bound to one registered smartphone;
- free to download and use;
- compatible with supported Android versions.
