YNAB is a popular program for managing budgets properly available to various devices including Windows computers. Users can share their financial information to keep track of every transaction and analyze spending patterns.
Start saving
There is a unique feature called zero-based budgeting which allows individuals to allocate each dollar they earn to certain purposes. This way, it becomes possible to stop purchasing unnecessary items and focus only on essential payments. The program provides an option to organize expenses by categories like housing, groceries, online subscriptions and communication bills.
Once you import your bank details, you are able to monitor your financial operations and categorize them into one general chart. This graph helps you not only understand where you spend your money but also gives a rate on how wisely you manage them. The application generates comprehensive reports to analyze your behavior and habits in terms of making savings.
Goals
By setting monthly goals, it becomes much easier to stay on one path and focus on achieving the necessary results. You can repay your monthly loan installments, save up money on vacation or just create an emergency fund. After you establish your individual targets, the program will keep your expenses in check and notify you about your successes or failures.
Features
- suitable for both individuals and businesses;
- necessary to obtain a subscription to access the toolset;
- allows to import transactions history from banking apps;
- free to download and use;
- compatible with modern Windows versions.
