Earnin is an interest free payday loan utility for Android mobile devices. This app offers users access to their earned money until the next paycheck arrives.

Loan for tips

This application can help people who found themselves in a difficult financial situation. You can get up to a hundred dollars in a matter of minutes. Unlike traditional loan services, Earnin does not apply any interest rates. Therefore, using this app is completely free. However, you can decide to pay up to 14 bucks as a tip to show appreciation. When you register in the system, you have to connect your debit card and state your place of work. Earnin is going to confirm your working hours and let you cash out up to one hundred dollars per day. There is an additional limit of five hundred dollars per pay period. When your paycheck arrives, Earnin charges you for the amount you borrowed plus tips if you chose to give some. The application also has some other useful features. For example, it can work as a virtual savings jar. Basically, Earnin lets you save money by tipping yourself any time you want. Additionally, the utility provides various discounts and cashback options. For better control over your finances, you may try a budget manager like the Money Dashboard app.

Features

possibility to borrow cash until your payday without interest;
participating merchants offer cashback and discounts;
the app is free to download;
compatible with current Android versions.